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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. A waiver is defined as the

A) intentional and voluntary giving up of a known right.
B) misrepresentation of a known right.
C) modification of a known right.
D) acceptance of terms of the policy.

2. When insuring a mortgage where there are intervening liens that prevent the lender from holding first lien priority, such other liens may be

A) subrogated to the lien of the insured mortgage.
B) waived to the lien of the subject mortgage.
C) restricted to the lien of the subject mortgage.
D) subordinated to the lien of the subject mortgage.

3. Karen has a life estate in the property. Upon her death, the property passes to

A) her heirs.
B) her spouse.
C) the previous owner.
D) the remainderman.

4. Which of the following is the broadest form of ownership allowed by law?

A) easement estate
B) life estate
C) fee simple
D) leasehold

5. Under the terms of a title insurance policy, when a disputed claim is decided by a neutral third party, the process is called

A) subrogation.
B) indemnification.
C) litigation.
D) arbitration.

Solutions: