Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Value Pack (Frequently Bought Together)

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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. The beneficiary of a life insurance policy is the:

A) Person or entity who has ownership interest in the policy
B) Owner of the cash value fund
C) Insurer that issues the policy
D) Person or entity designated in the policy to receive the death proceeds

2. A disability income insurance policy typically provides coverage for disabilities resulting from:

A) Both accidents and sickness
B) Sickness only
C) Occupational accidents only
D) Accidents only

3. All of the following are elements of an insurable risk EXCEPT:

A) An ability to measure the loss
B) Accidental loss
C) Speculative risk
D) A large number of similar units

4. The purchaser of a deferred annuity normally intends that the income benefits will begin:

A) Upon request of the designated beneficiary
B) Within several weeks after the annuity is purchased
C) On a specified date often years after issuance
D) Upon the death of the annuitant

5. A policy of life insurance may not be delivered unless the policy has a:

A) Legible and brief description of the policy on the first page
B) Financial statement of the life insurance company
C) Notary seal
D) Premium coupon book

Solutions: