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| Section | Weight | Objectives |
|---|---|---|
| California Insurance Code & Ethics | 20% | - Policy delivery and replacement rules - Ethical standards and anti-fraud provisions - Unfair trade practices - State regulations and licensing rules |
| Health Insurance | 25% | - Medicare and Medicare supplements - Disability income insurance - Long-term care insurance - Medical expense and major medical plans - Health policy provisions and exclusions |
| Life Insurance | 35% | - Group life insurance - Types of life insurance policies - Policy provisions, riders, and options - Beneficiary designations and settlement options |
| General Insurance Concepts | 10% | - Basic insurance principles and terminology - Insurance contract law and elements - Insurance marketplace and regulation overview |
| Annuities and Retirement Plans | 10% | - Immediate and deferred annuities - Fixed and variable annuities - Tax treatment and suitability |
Every individual annuity policy that is sold to a senior in the State of California MUST include which of the following free look information?
Correct Answer: C 🗳️
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California long-term care policies may be identified as any of the following EXCEPT
Correct Answer: D 🗳️
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Which program is designed to provide medical assistance to people with low incomes?
Correct Answer: A 🗳️
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After the deductible, what portion does a patient pay for covered expenses under Medicare Part B?
Correct Answer: C 🗳️
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As defined by the California Code of Regulations, a person who asserts a right of recovery under an insurance policy is called the
Correct Answer: A 🗳️
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