California Department of Insurance CA-Life-Accident-and-Health Q&A - in .pdf

  • Exam Code: CA-Life-Accident-and-Health
  • Exam Name: CA Life, Accident and Health or Sickness Examination
  • Updated: Sep 19, 2026
  • Q & A: 157 Questions and Answers
  • PDF Price: $59.99
  • Printable California Department of Insurance CA-Life-Accident-and-Health PDF Format. It is an electronic file format regardless of the operating system platform.
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California Department of Insurance CA-Life-Accident-and-Health Q&A - Testing Engine

  • Exam Code: CA-Life-Accident-and-Health
  • Exam Name: CA Life, Accident and Health or Sickness Examination
  • Updated: Sep 19, 2026
  • Q & A: 157 Questions and Answers
  • Install on multiple computers for self-paced, at-your-convenience training.
  • PC Test Engine Price: $59.99
  • Testing Engine

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About California Department of Insurance CA-Life-Accident-and-Health Exam Actual tests

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California Department of Insurance CA-Life-Accident-and-Health Exam Syllabus Topics:

SectionWeightObjectives
California Insurance Code & Ethics20%- Policy delivery and replacement rules
- Ethical standards and anti-fraud provisions
- Unfair trade practices
- State regulations and licensing rules
Health Insurance25%- Medicare and Medicare supplements
- Disability income insurance
- Long-term care insurance
- Medical expense and major medical plans
- Health policy provisions and exclusions
Life Insurance35%- Group life insurance
- Types of life insurance policies
- Policy provisions, riders, and options
- Beneficiary designations and settlement options
General Insurance Concepts10%- Basic insurance principles and terminology
- Insurance contract law and elements
- Insurance marketplace and regulation overview
Annuities and Retirement Plans10%- Immediate and deferred annuities
- Fixed and variable annuities
- Tax treatment and suitability

California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions:

Question #1

Every individual annuity policy that is sold to a senior in the State of California MUST include which of the following free look information?

  • A. The premiums will not be invested during the return period.
    Copyright 2024. PSI Sen ices LLC. All rights reserved.
  • B. The insured forfeits any premiums paid if cancelled.
  • C. The policy has a 30-day return for cancellation feature.
  • D. The insurer has the right to cancel if less than 30 days.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #2

California long-term care policies may be identified as any of the following EXCEPT

  • A. Nursing Facility and Residential Care Facility only.
  • B. Comprehensive Long-Term Care.
  • C. Home Care only.
  • D. Acute Hospital Care only.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #3

Which program is designed to provide medical assistance to people with low incomes?

  • A. Medical.
  • B. Social Security.
  • C. Workers' Compensation.
  • D. Medicare.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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Question #4

After the deductible, what portion does a patient pay for covered expenses under Medicare Part B?

  • A. 50%
  • B. 80%
  • C. 20%
  • D. 100%
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #5

As defined by the California Code of Regulations, a person who asserts a right of recovery under an insurance policy is called the

  • A. claimant.
  • B. injured.
  • C. underinsured.
  • D. beneficiary.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

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